Your Roadmap to Loan Approval: Simple Steps and Documents You’ll Need
Getting approved for a mortgage doesn’t have to be overwhelming. Here’s a clear breakdown of the steps we’ll take together and the documents you’ll need to get started.
Step 1: Schedule Your Free Consultation
We’ll discuss your goals, budget, and timeline. I’ll explain the loan options that best fit your needs.
Step 2: Gather Your Documents
- Proof of Income: Recent pay stubs, W-2 forms, or tax returns (if self-employed).
- Proof of Assets: Bank statements, investment account statements, etc.
- Credit Information: I’ll pull your credit report, but it’s helpful to know your credit score upfront.
- Identification: Government-issued ID and Social Security number.
- Employment Verification: Contact information for your employer(s).
- Additional Documents: Divorce decrees, gift letters, rental history (if applicable).
Step 3: Pre-Approval
I’ll review your documents and provide a pre-approval letter to strengthen your offer.
Step 4: Home Search & Offer (Optional)
If you need help finding a home, I’ll guide you through the process as your Realtor.
Step 5: Final Approval & Closing
I’ll handle the details so you can focus on finding your dream home.
Ready to get started? Schedule your free consultation today!